How much can I borrow?

To gauge the maximum mortgage loan you could potentially borrow please use the mortgage calculator below. Simply enter your income, any overtime or bonuses you earn and any existing loan payments you already have. If you intend to have a joint mortgage then the higher income earner enters their income, overtime/bonuses and any loan figures in the 1st Person column and the lower income earner enters their details in the 2nd Person column.

  1st Person 2nd Person
Salary (per annum)
Overtime / Bonus (per annum)
Loan Payments (per month)
Maximum Mortgage Loan Amount

The maximum mortgage loan amount shown is intended as a guide only. The actual amount you will be able to borrow could be more or less than this figure and depends on your personal circumstances and the lender involved.